A financial advisor will help you grow and protect wealth through investment, insurance, estate planning. Ideally, they will do comprehensive financial planning for you, to ensure you are on track to meet your long term goals in the coming decades. A CFP is the gold standard for financial advising and investment management.

A financial coach will help you build the tools to manage your day-to-day finances and set and hit medium term financial goals. A good coach should be helping you with both the tactical and emotional components of money, as well as providing accountability and resources.

You will get an automatic email from Calendly, which will include a google calendar invite and zoom instructions for our zoom video call. On our call, we’ll talk through:

• The basics of your financial situation (you don’t have to share any more information than you’re comfortable with at this stage)

• What your goals are – and what your obstacles have been to achieving them

• How financial coaching with Beyond Money works

• Whether or not my financial coaching services are the right fit for you. If it’s not the right fit for your needs, I’ll always make referrals to somebody who would be

I never take any login details to your financial accounts. You will share self-reported information on spending, account balances, etc. with me, primarily through our documents on google drive. Since I never have access to your accounts, your financial information is kept private and in your own control. 

Yes! Depending on how the couple manages their finances and what your individual or collective financial struggles look like, I will sometimes meet with you both together, and I will sometimes primarily meet with one of you. Both ways are fine, and I do it differently based on each couple’s needs. We can discuss it more in our introductory meeting.

Honestly, it depends!! Everybody I work with is struggling financially in some capacity. You need to decide where you’re at on this spectrum from “I genuinely don’t have extra money” to “I know I earn well, but I’m just not managing it responsibly.” 

If you are struggling to make ends meet, I don’t want you to sign up for financial coaching. Until you can reliably pay for your housing, fixed bills, and basic necessities, your focus should first and foremost be on increasing your income. In order for budgeting to work, there needs to be available money to play around with, you know?

However, if you feel like you earn enough money where a different reality could be possible for you – even if you’re currently overspending your income and actively accumulating debt – then yes, you can choose to pay for coaching even if you are stressed financially. Note that this will sometimes mean putting the cost of coaching on a credit card. While that can feel like a contradiction, it’s normal and okay – as long as you earn an income high enough to recuperate the cost.

The cost of the initial four month program is $3500. This can be broken down into a penalty-free payment plan of $875/mo. I’m happy with whatever payment method will be most convenient and comfortable for you! 

I will send you an invoice through Square, which can be paid by credit card or ACH debit. If you split the payments over four months, you’ll get an invoice on the same day each month. You can choose to save your payment information so that it’s automatically charged or re-enter it each time, whatever you prefer.

I can also send you instructions for a wire transfer or zelle payment, if that’s preferable for you.

You can reach out to me as much or as little as you want in between meetings!

Email is the best option. I have a separate email address that I use for clients, which I check and respond to more quickly. You can also text or call me. Depending on the nature of your question, I might be able to answer it on the spot or I might add it to the to-do list for our next meeting.

Not much!! We can start with wherever you’re at right now.

Before our first meeting, I’ll share a spreadsheet with you which will have space for you to enter your income, savings/investment balances, debt balances, and estimates of your spending.

Many people complete this before our first meeting, but if that feels a little too overwhelming don’t worry, we can gather the information together during our first meeting. We will only move as quickly as is comfortable for you!

Money is about much more than the dollars and cents on a spreadsheet. If that’s all it took, most of us would have figured it out ages ago, right? In my work, I take a dual emphasis on the practical as well as the psychological and emotional components of money.

However, within that, I believe that our felt emotional experience of money is much more at the root cause of our behavior than our analytically understood psychological experience. For anybody familiar, think of it as the difference between talk therapy or somatic/body-based therapy.

My work is heavily informed by my training with The Trauma of Money institute and my experience as a patient with Internal Family Systems (IFS) therapy (it’s a game changer!)